The true Money Movement Platform for Global Businesses
Orchestrate domestic and global payments, compliance, and fraud prevention through a single, robust integration.
Unified API for cards, ACH, global payouts, and stablecoins — one integration, unlimited scale
Everything You Need, One API
API-first architecture designed for developers. Robust infrastructure built for scale. Licensed and regulated for compliance.
Global Currency Support
Process payments in more than 170 countries
Smart Routing Engine
Intelligent payment orchestration for optimal success rates
Built-in Compliance
Anti-fraud protection and regulatory compliance included
Receive Payments
United States
AFT
Account Funding Transactions via our licensed card processing infrastructure. Fund digital wallets instantly with enterprise-grade reliability and compliance.
Payment Orchestration
Intelligent routing engine with automatic failover and load balancing. Optimize authorization rates and reduce costs through AI-driven processor selection across multiple rails.
Card & ACH Payments
PCI DSS Level 1 certified infrastructure. Process cards and ACH through our direct acquiring relationships and bank partnerships for maximum control and reliability.
Tokenization
Network tokenization and secure vault infrastructure. Increase authorization rates by up to 3% while maintaining PCI compliance with our battle-tested security architecture.
Payment Links
Generate one-time or recurring payment links for easy invoicing and integration.
Anti-Fraud Protection
Real-time ML-powered fraud detection with customizable rule engines. Balance security and conversion with configurable risk thresholds and 3DS authentication workflows.
Stablecoins
NEWAccept stablecoin payments with full regulatory compliance and instant settlement.
Learn more about stablecoin paymentsDisburse Funds
Global & United States
Domestic Payouts (USA)
Same-day ACH and instant card payouts through our direct banking partnerships. Batch processing support with real-time status webhooks and comprehensive reconciliation APIs.
OCT — Card Payouts
Push funds directly to any Visa or Mastercard debit card through Original Credit Transactions. Domestic and international card payouts in partnership with Visa Direct and Mastercard Send, with real-time delivery and full network compliance.
Learn about OCTsGlobal Payouts
Proprietary payout network combined with Visa Direct account and wallet endpoints, reaching 170+ countries through local bank transfers and mobile money rails. Multi-currency support with competitive FX rates and transparent pricing.
Stablecoins
NEWDisburse funds globally via stablecoins with instant settlement and lower transaction costs.
Learn more about stablecoin disbursementsPayment Capabilities
Domestic Payments
Unified API for all domestic rails. Route transactions intelligently based on cost, speed, and reliability requirements with automatic retry logic and dead letter queue handling.
International Payouts
Licensed money transmission infrastructure with local clearing integration in key markets. Scale from 10 to 10 million monthly payouts with the same API and SLA guarantees.
Smart Authorization
Boost authorization rates while fighting fraud using our modern platform designed for maximum success and security.
Industries We Serve
Tailored payment solutions for diverse industry needs
Remittances
Streamlined cross-border payments with competitive FX rates and global reach
Fintechs & Banks
API-first solutions for seamless integration with your existing financial infrastructure
Telecom
Mobile money solutions and airtime top-ups for global telecommunications providers
Digital Companies
Global payment solutions for e-commerce, marketplaces, and digital service providers
Core Features
Compliance
Streamlined compliance with global standards and regulations.
Smart Anti-Fraud
AI-powered fraud detection with customizable rules.
Global Coverage
Connect to payment providers worldwide.
News and Media
Top 30 Most Promising Cross-Border Payments Company
Inyo was named the Top 30 Most Promising Cross-Border Payments Company by FXC Intel.
Read Full ReportLatest from Inyo
Stay informed with our latest insights and updates
Payment Links for AFT Programs: Money Transfer & Fintech Guide
How payment links built for Account Funding Transactions power money transfers, wallet funding, prepaid card loads, and mobile top-ups via SMS and WhatsApp delivery.
Read: Payment Links for AFT Programs: Money Transfer & Fintech GuideSmart Terminals for Money Transfer Agents: Card-Present AFT Guide
Complete guide to smart terminals for money transfer agents, prepaid card loading, and wallet funding. NFC tap-to-pay, smart routing, and Visa/Mastercard AFT compliance.
Read: Smart Terminals for Money Transfer Agents: Card-Present AFT GuideWhat Is an OCT? Original Credit Transactions Explained
Complete guide to Original Credit Transactions (OCTs): how push-to-card payouts work, OCT vs AFT, Visa Direct vs Mastercard Send, domestic and cross-border compliance.
Read: What Is an OCT? Original Credit Transactions ExplainedPayment Tokenization Guide: Network Tokens vs Gateway Tokens
Complete guide to payment tokenization: network tokens vs gateway tokens, Visa Token Service vs MDES, authorization rate lifts, fraud reduction, and PCI DSS scope reduction.
Read: Payment Tokenization Guide: Network Tokens vs Gateway TokensAuthorization Rate Optimization: AVS, 3DS & Conversion Guide
How to boost payment authorization rates with AVS tuning, 3DS2 frictionless flows, smart retry logic, cascade routing, and network tokenization. Recover revenue from false declines.
Read: Authorization Rate Optimization: AVS, 3DS & Conversion GuideDuckLake Kafka Connector: Open Source at Inyo
Introducing DuckLake — an open-source pattern unifying Apache Kafka streams with lakehouse-style durability for reliable payment event processing at scale.
Read: DuckLake Kafka Connector: Open Source at InyoTransform Your Payment Infrastructure
Ready to revolutionize your payment processing? Let's discuss how InyoGlobal can help streamline your operations.
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